If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.
Home insurance is a general term used to describe two very different types of insurance:
- Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
- Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets
You can buy both types of insurance separately, or in many cases, you can get them as a joint policy from one insurance company.
We can search through a range of policies to find the one that suits you best from our extensive list of insurers.
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Call us on 01202 006 355 to speak to one of our advisors today.
Rocha Finance is a Trading Style of Mortgage Force (UK) Ltd, who is directly authorised and regulated by the Financial Conduct Authority.
Our FCA Authorisation Number is: 843041 (this can be found on https://register.fca.org.uk)
Mortgage Force (UK) Ltd is registered in England and Wales, registration no: 09394027
You should carefully consider all options before securing any debts against your home. Your home may be repossessed if you do not keep up with your contractual payments on the mortgage or any other debts secured against your property. If you are looking at consolidating existing borrowing to secure against your property, you should be aware that you may end up extending your repayment term and increase the total amount payable back.